ecs was founded and developed by Robert J. Bernstein, who has been issued three patents by the U.S. Patent and Trademark Office for the methodologies inherent in the ecs system.

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overview

rationale for change

features and benefits

the payment process

innovative features

Electronic Credit Systems (ECS) is a fully electronic and potentially universal payment system that is highly efficient, secure, convenient and easy-to-use.
universal

ECS incorporates all payment methods in one electronic device and can be used wherever payments are made.

ECS accommodates and integrates all forms of payments, including cash, checks, credit and debit cards. It enables and facilitates secure storage of and access to unlimited payment modes, thereby offering consumers unlimited payment choices.

ECS can be used everywhere payments are made. Payment sites include, for example, all retail outlets from check-out counters to restaurants to auto dealerships; telephone sales; mass transit, parking meters, and toll booths; and even person-to-person monetary transfers. Similarly, ECS offers e-commerce customers the option to pay online
with cash, check, or credit/debit.

 
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